Your First Ranch Might Be Closer Than You Think — How to Buy Land When You Thought You Couldn’t Afford It
You’ve had your eye on that piece of ground for years. You’ve driven past it. Imagined fence lines. Run numbers in your head. And now, it’s finally for sale. But the sticker shock stops you cold.
When Dreams Meet the Market
Land prices in Montana have gone up — in some areas, way up. For retiring ranchers, that’s a good thing. Many have spent decades working land with little margin, and this market is finally letting them cash out and rest. It’s a good feeling to watch someone who’s worked hard their whole life get to finally breathe a little easier.
But what if you’re just starting out?
That same price tag can feel like the dream’s slipping out of reach.
There’s Still a Way Forward
Erik Erickson knows the feeling — and knows the system. As someone who works the land and helps others buy it, he understands both the heart and the paperwork of buying your first ranch.
He’s helped others and knows how to guide you through:
- USDA and FSA ranch loan programs
- Preparing your finances to meet eligibility requirements
- Finding the right kind of land for a first operation
- Structuring deals that work for both buyer and seller
How to Start Preparing Now
If you’re not ready to buy this minute, you can still make smart moves that put you in a better position later:
- Start tracking your farm/ranch-related income and expenses
- Build a relationship with a rural lender early
- Know your credit and savings benchmarks
- Take time to learn what makes land productive and valuable
- Begin building mentorships with experienced ranchers or brokers
You Don't Need to Inherit a Ranch to Own One
It may take some work, and it may not happen overnight, but with the right guidance, you can make it happen.
Call Erik at 406‑861‑5558 or visit mtlandandranch.com to find out how your first ranch might be closer than you think.
